Arizona Covid-19 Resource Guide

Fri, 03 Apr 2020 01:41:00 GMT

The COVID-19 pandemic has moved our communities into unknown territory. We recognize this is a challenging time and some in our community might face health and economic impacts. We are here to try to help.

The last thing anyone wants is to lose a safe place to call home. We hope this list of resources will help.

Arizona Rental, Utility and Food Assistance Resources Information

www.211.org/services/covid19

You can dial “211” from any phone to speak with a community resource specialist in your area who will help you. For faster service, check out their website.
You’ll find help with:

Arizona: Toll-Free Alternative Number: (877) 211-8661

Arizona Department of Housing Grants
602-771-1000
https://housing.az.gov/general-public/eviction-prevention-assistance
https://housing.az.gov/about/application-funding
Family Services Center, City of Phoenix Human Services Dept
602-534-2433 (to schedule an appointment)
https://www.phoenix.gov/humanservices/programs/emergency
Get Help Paying Utility and Rental Bills
https://www.maricopa.gov/451/Get-Help-Paying-Utility-Rental-Bills
Community Action Agencies in Arizona that offer emergency Eviction and Utility Assistance
https://housing.az.gov/community-action-agencies-arizona-offer-emergency-eviction-and-utility-assistance
Unemployment Filing/Benefits:
www.des.az.gov/services/employment/unemployment-individual
Find a Food Bank Near You
https://azfoodbanks.org
Resources for individuals and businesses, such as financial assistance, childcare, meals for children, and virtual learning for students
https://arizonatogether.org

To apply for Nutrition Assistance, Arizonans can visit https://www.healthearizonaplus.gov/ or call (855) 432-7587 Monday through Friday, from 7 a.m. to 6 p.m.

For more information about DES services during the pandemic, please visit https://des.az.gov/services/coronavirus

Community Resources

Meals for children: azhealthzone.org
Resources for Seniors: des.az.gov
WIC (Women, Infants & Children): azdhs.gov
Find Health care: www.aachc.org
Child Care Assistance: www.des.az.gov
Digital AZ Library: www.azlibrary.gov
Manage Anxiety & Stress: www.cdc.gov/coronavirus/2019-ncov

Utility Assistance:

Help with utilities: des.az/services/basicneeds/shelter-housing/utility-assistance
APS: www.aps.com/en/residential/save-money-and-energy/disconnections
SRP: srpnet.com/about/customer-assistance.aspx
TEP(Tucson Electric Power): www.tep.com/covid-19
SWG: www.swgas.com/en/alert-details-page-007

Rental Assistance Programs Near You:

John F Long Family Services:
https://www.phoenix.gov/phxcares
3454 North 51st Ave Phoenix, AZ 852031
(602) 262-6510
Arizona Community Action Agency:
http://azcaa.org/
340 East Palm Lane Phoenix, AZ 85004
(602) 604-0640
Labor’s Community Service Agency:
3117 N 16th St #100, Phoenix, AZ 85016
(602) 263-5741
Travis L Williams:
https://www.phoenix.gov/humanservices/programs/emergency
4732 South Central Ave Phoenix, AZ 85040 (602) 534-4732
Sunnyslope Family Service Center:
https://www.phoenix.gov/phxcares
914 West Hatcher Road Phoenix, Arizona 85021
602-495-5229
Saint Vincent De Paul:
https://www.stvincentdepaul.net/
420 West Watkins Road
877-811-8661
Chicanos Por La Causa:
https://cplc.org/
6850 W Indian School Rd, Phoenix, AZ 85033
(623) 247-0464
Salvation Army:
www.arizona.salvationarmy.org
2707 E. Van Buren St., Phoenix, AZ 85008
(602)267-4100
To schedule an emergency assistance appointment call 602-534-AIDE(2433) or 1-866-882-1778
Catholic Charities:
https://www.catholiccharitiesaz.org/

Job Agencies:

AZ Jobs
https://azstatejobs.azdoa.gov/
http://dependablestaffing.com/
1111 N 3rd St, Phoenix, AZ 85004
Phone : (602) 264-1444
STS Staffing
https://stsstaffing.com/
4020 N 20th St #104, Phoenix, AZ 85016
Phone : (602) 248-9313
RandStad
https://www.randstadusa.com/jobs/
3800 N Central Ave suite c-100, Phoenix, AZ 85012 Phone : (602) 200-3910
Accurate Placement
Accurateplacement.com
1661 E Camelback Rd #201, Phoenix, AZ 85016
Phone : (602) 678-0144
Frontline Source Group
Frontlinesourcegroup.com
2415 E Camelback Rd #701, Phoenix, AZ 85016
Phone : (602) 281-6591
AAA Apartment Staffing
https://aaastaffing.com/
3030 N 3rd St, Phoenix, AZ 85012 Phone : (602) 840-0287
Axis Employment
http://www.axisemployment.co/
2990 E Northern Ave #C100, Phoenix, AZ 85028 Phone : (602) 242-2626

3 reminders when using equity to buy a second home

Fri, 13 Mar 2020 00:00:00 GMT

Did you know that the average household in America has a net worth of $692,100? Does that number seem a little off to you?

It did to us at first, but one of the main reasons it is so high is that many Americans have way more equity sitting around, unused than they realize.

Using equity to purchase a second home is one of the best ways to purchase a second home. Here’s what you need to know.

Using Equity to Purchase a Second Home

Using equity to buy a second home is one of the easiest and most cost-effective ways to purchase another piece of real estate. Often, the terms on an equity loan will be more appealing to a buyer than a typical mortgage. But just as any financial opportunity, there are many pros and cons.

Benefits of Using Equity to Purchase a Second Home

Ultimately, using equity allows you to buy a home at a discounted rate when compared to taking out a personal loan. There are lower average interest rates, fees, and closing costs.

One of the biggest benefits of using equity to purchase a second property is that you don’t have to diminish the value of your investment portfolio or long term savings. Using equity as a loan or line of credit allows you to expand your assets, without diminishing your savings or other investments.

If you’re using the second home as a rental property, having smaller monthly payments will increase your profit. It also decreases the risk involved if there is a downturn in the market you serve.

Risks of Using Equity to Purchase a Second Home

Like all real estate purchases, there is the risk that the property you buy won’t pay for itself, or even worse, that it will decline in value. This means that not only is the investment a loss, but you will have to pay the difference back to the bank.

Equity takes significant time to repay and build back. Refinancing and selling the second property are the only ways to make a profit fast on the investment.

How to Buy a House Using Equity

There are four major ways to finance a second home using an existing home’s equity. We’ve listed them below:

Are you considering your financing options for a second home in Arizona? Our team is well-versed in all of the financing options available to Arizonans. Click here to learn more about our team !

Aeris House Properties